Tips for Hiring an Insurance Claim Attorney
In as much as you may have paid a good amount of money for coverage and quality claim service, you may still need to fight for your insurance claims in case you suffer loss due to fire, theft or any other form of calamity. In case you are unsure about your rights and finding it hard to trust your insurance company, you should consider enlisting the services of a professional insurance claim attorney. Many policyholders encounter a lot of challenges choosing the right insurance claim attorneys due to a large number of such legal practitioners in the industry. The following are qualities you should look for in an insurance claim attorney before enlisting his or her services.
The experience and area of specialty are some of the most crucial aspects you should consider when hiring an insurance claim attorney. An insurance claim attorney that has significant experience in representing policyholders like you in insurance coverage or bad faith litigation will be your best bet in ensuring that you get a fair settlement. It is also advisable to look at the volume of relevant cases the attorney of your choice has handled and examine the outcome. By enlisting the services of an attorney that is specialized in insurance claim law, you will be assured of quality services, since he or she has the necessary knowledge and skills. You can ask for the attorney’s credentials and portfolio to determine his or her capability of handling your insurance claim case.
Referrals from your friends, family members or reputable lawyers will go a long way in helping you to find a suitable insurance claim attorney. You can also search on your state’s portal for attorney’s who specialize in insurance claims, and even interview various potential candidates in regards to their insurance expertise and trial experience. Since a lawsuit is a major undertaking and also an effective way of solving a major claim fairly, you should settle on an attorney that has your utmost confidence.
Before settling on an insurance claim attorney, you should also look into his or her payment structure. You can either opt for an insurance claim attorney that charges his or her fees on an hourly basis, or one that is paid on a contingency fee agreement depending on your preferences. For that reason, most insurance claim attorneys representing policyholders that are in dispute with their insurers tend to work under the contingent fee agreements, whereby he or she is only paid if the client recovers money in the lawsuit.